Interest-free trade credit for Moray businesses. Earn Morex Credits by selling to local members. Spend them buying from local members. No banks. No interest.
Access interest-free credit, new local customers, and a stronger supply chain — without a bank, an application, or an interest rate.
Better cash flow
Spend Morex Credits on business costs without touching your sterling. Free up cash for wages, rent, and bills.
Zero interest credit
Every member gets a Morex Credits credit limit — no application, no credit check, no interest charge. Ever.
New local customers
Every member actively seeks to spend Morex Credits. Joining puts your business in front of local buyers.
Use spare capacity
Convert empty tables, vacant rooms, unsold stock, or unused time into Morex Credits you can spend across the network.
Keep value in Moray
Morex Credits can only be spent within the network — every transaction keeps money circulating locally.
Resilience in tough times
Mutual credit networks grow during downturns — Morex Credits keeps businesses trading when conventional credit tightens.
Every Morex Credits transaction is a vote for local economic resilience.
Wealth stays local
Morex Credits can only be spent within the network — value circulates in Moray rather than flowing to distant suppliers.
Stronger supply chains
Businesses discover and use local alternatives, building a more self-sufficient Moray economy.
Economic resilience
Trade continues during economic shocks when conventional cash and credit become scarce.
Register
Tell us about your business. We will be in touch when the network launches.
Get your credit limit
Receive your interest-free Morex Credits credit limit — purchasing power from day one.
Trade with members
Buy from local members using your balance. Earn more by selling your goods and services.
Grow your business
New customers, lower cash costs, stronger local supply chains.
We are building the network now. Tell us about your business and we will be in touch when Morex Network is ready to launch in Moray.